The term “you”, “your”, and “User” or similar terms means the person accessing or using the Website. The terms “us”,
“we” and “our” refer to the Indian Business and Professional Council (IBPC) Dubai.
Registration/Renewal fees means the associated fees payable by the User for the
registration and renewal.
E-Commerce Internet Payment Services means an electronic payment system which enables
the User to conduct account and/or credit card transactions to the account of the IBPC via the Internet.
Individual means a natural or legal person who is utilizing any of the Services Offered
by the IBPC.
Merchant Bank refers to the IBPC’s bank accepting payment for membership registration
and renewal via the Website.
Payment means a fund transfer from the User’s bank account and/or Credit Card to the
User means any user of the IBPC’s Website, including the E-Commerce Internet Payment
Services on the Website.
Website or “Site” means the IBPC’s website, www.ibpcdubai.com
Words importing only the singular shall include the plural and vice versa, and words importing any gender
shall include all genders.
2. User Obligations
Acceptable Use: This Website is designed to provide Users with a range of information. This
Website may be used only for its lawful and intended purposes.
Eligibility: Our Website is not intended for the use of minors, and the IBPC will not allow
Users we know to be under 21 years of age to perform transactions on the Site.
Transmission of Information: The User is responsible for their own communications, including
the transmission and uploading of information and is responsible for the consequences of such communications
to the Site. The User is solely responsible for the accuracy and correctness of all information and details
transmitted via the Website. The IBPC will not be liable for any non-payment as a result of any error in the
information submitted by the User or or otherwise in any failure or delay in payment. Errors in inputted
information may result in delays in service, as the membership will only be confirmed once the required
payment has been successfully made.
3. Payment Methods, Delivery, Cancellation and Refund Policy
- Methods of Payment: We accept payment for our member registration and renewals, by credit or
both online via our E-Commerce Online Payment Service, and in person at our offices. All credit and debit card
details and personally identifiable information will not be stored, sold, shared, rented or leased to any third
parties. All fees are paid in UAE Dirhams (AED) only. We also accept bank wire transfer with associated
confirmation number, cash, or cheque made payable to the IBPC, for the remaining balance of fees (if any).
We currently accept the following credit cards: VISA and MASTER CARD
- Fees and Charges: If the User uses a credit or debit card to make a payment via the IBPC
Website and/or in
person at our offices, the User accepts that they may be subject to fees which may be imposed by their own card
issuing bank. User making a payment are not liable to pay any fees or charges imposed by the IBPC’s merchant
bank for the transaction.
- Delivery Policy: The IBPC will confirm membership to the User after the payment is received.
- Refunds: In the event of a membership cancellation there will be no refund granted.
- Dispute Management: If a User wishes to dispute a charge or make a complaint about a service
provided to them by
the IPBC, they may e-mail email@example.com, or telephone the IBPC at + 971 4 33 24 300.
4. Online Payments
The following terms pertain to any purchases made by Users making online payments for purchases using the E-Commerce
(E-Gateway) Online Payment Services on the IBPC Website.
- Eligibility: Any User who has an accepted Account or Credit Card and is eligible to access and
services of the IBPC and subject to its discretion, is eligible to apply for E-Commerce Internet Payment
Services. The User accepts that the IBPC has the right to refuse any membership request and payment, and may at
any time at its own discretion disable the access to the E-Commerce Internet Payment Services.
- Liability for Misuse: The User shall be liable for any misuse of the E-Commerce Online Payment
Services as a
from his internet connection, mobile phone, server or any other intermediary platforms used during the course of
the online payment. The User also accepts that the Merchant Bank has the right to disable the Personal Internet
Banking Services in the event of an identified misuse.
- SSL Security information: To ensure secure online payment and all other transactions of
personal data, the Website
uses a technology called SSL (Secure Socket Layer). SSL encrypts all communications between your computer and
server so that the information can only be read and understood by us. Usually a closed lock on your browser
shows a secure connection. For further information, please consult your browser’s security specifications. If
browser is equipped with SSL your transaction will automatically be secured. The common Internet standard to
a secure site is a closed lock at the bottom of the browser. As long as the lock is displayed closed your
information is secure and encrypted to avoid abuse. If you click the secure transaction link and still cannot
the closed lock, the reason may be that the window is in nested in another frame. To check that you have a
connection (in Internet Explorer), click the right mouse button and properties, then certificates. You will see
the connection is secure or not. Another way (in Netscape Navigator) is to click the right mouse button and
frame info’ at the bottom of the text you will see security information.
- Assumption of Risk: The User should bear in mind that the submission of information over the
Internet is never
entirely secure, and that neither the IBPC, nor its Merchant Bank can guarantee the security of the information
submitted via E-Commerce Online Payment Services whilst it is in transit over the Internet and any such
submission is at the risk of the User.
5. Warranty and Limitation of Liability
TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THE IBPC (A) DISCLAIMS ANY REPRESENTATION OR WARRANTY EXPRESS OR IMPLIED
CONCERNING THE ACCURACY, COMPLETENESS OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION CONTAINED ON THE
GENERAL SITE EXCEPT FOR THE PUBLISHED RULES; (B) DOES NOT GUARANTEE THAT THE WEBSITE SERVICES, INCLUDING ACCESS TO
THE E-COMMERCE ONLINE PAYMENT SERVICES WILL FUNCTION WITHOUT INTERRUPTION OR ERRORS, AND (C) PROVIDES THE SERVICE
(INCLUDING CONTENT AND INFORMATION) ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE IBPC DOES NOT OFFER ANY WARRANTY OR
REMEDIES FOR THE INTERRUPTION OR CESSATION OF ACCESS TO ITS SERVICES OR THIS WEBSITE. USERS ACCESSING THIS
INFORMATION ASSUME FULL RESPONSIBILITY FOR THE USE OF THE INFORMATION CONTAINED ON THIS WEBSITE AND UNDERSTAND AND
AGREE THAT THE IBPC IS NOT RESPONSIBLE FOR ANY CLAIM, LOSS, OR DAMAGE ARISING OUT OF THE USE OF THE INFORMATION.
FURTHER TO THIS, IN NO EVENT SHALL THE IBPC BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL,
CONSEQUENTIAL, OR EXEMPLARY DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE THIS WEBSITE OR ANY OTHER
ASPECTS OF THIS AGREEMENT. UNDER NO CIRCUMSTANCES WILL THE IBPC BE RESPONSIBLE FOR ANY DAMAGE, LOSS, OR INJURY
RESULTING FROM HACKING, TAMPERING, OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICES OR YOUR ACCOUNT OR THE
INFORMATION CONTAINED THEREIN.
The User agrees to indemnify and compensate the IBPC for any damages, loss, expense or liability it incurred as a
- Amendment: The IBPC may from time to time and at its sole discretion with prior notice to
Users, change and
- Severability: Each provision of this Agreement is severable. If any provision of this Agreement
is or being
illegal, invalid, or unenforceable, the illegality, invalidity, or unenforceability of that provision will not
affect the legality, validity, or enforceability of the remaining provisions of this Agreement.
- Nature of Relationship: The User agrees that no joint venture, partnership, employment, agency
between you and the IBPC as a result of this Agreement or use of the Site.
- Entire Agreement: These Terms constitute an entire agreement between the User and the IBPC, and
prior agreements between the User and the IBPC.
8. Copyright and Disclaimer
The materials published on this website are unless otherwise stated the copyright works of IBPC. Users may make
copies of materials published on this Website for their personal and not-for-profit use. Notwithstanding the
foregoing, the content of the published material and the copyright notices must remain intact, any communication of
the content must not be misleading or inaccurate, and a copy of this Copyright and Disclaimer must accompany any
copies of the materials which may be circulated. Users may not create a link to any part of this Website nor
republish any content or material available on the Website on any other site or alert-service without prior written
The information presented on our General Site is provided as a courtesy by the IBPC and intended for the purposes of
providing general information only, and do not constitute a substitute for legal or other professional advice. The
IBPC does not accept any responsibility for any loss which may arise from reliance on information published on this
site. Users that have or suspect to have a legal problem should consult a lawyer/legal practitioner for legal
9. Notification of Changes
Therefore, the users are encouraged to frequently visit these sections in order to be updated about the changes on
the website. Modifications will be effective on the day they are posted.
10. Site Administration and Contact
The IBPC is committed to providing its users with services of the highest quality. If you have comments or questions
about the administration of our Website, please contact us at the following coordinates.
Indian Business and Professional Council (IBPC) Dubai
14th Floor -1402
Dubai World Trade Centre,(DWTC)
Sheikh Zayed Road. Dubai, UAE
PO Box: 25414,
Phone No. +971-4-33 24 300
11. Effective Date and Legal Notice
The original effective date of this Agreement is 1 February 2020.
Copyright 2020. Indian Business and Professional Council (IBPC) Dubai.